Start for free during early access. Upgrade when you need advanced AI routing, high-volume APIs, or enterprise SLAs.
Perfect for individuals and early adopters to experience the future of payments.
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For power users and merchants who need scale and advanced AI agent workflows.
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Tailored infrastructure for financial institutions and large-scale applications.
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Any payment sent, received, or processed through the ZPAY protocol — including cross-border transfers, Stellar settlements, and autonomous AI agent-initiated payments.
Currently, early access users only pay the underlying Stellar network fees (approximately $0.00001 per transaction). ZPAY platform fees will be introduced for Professional and Enterprise tiers.
We are currently rolling out the Professional tier to a limited set of beta testers. You can join the waitlist to get early access when it becomes publicly available.
Not at all. ZPAY abstracts away the complexity of the Stellar network. You interact with simple fiat values and ZPAY IDs, while our infrastructure handles the blockchain routing instantly in the background.