The Future of
Payments is
Agentic
ZPAY is currently in private beta. Submit your request below. If you are selected, you will receive an access code by email to activate your account.
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50+ users already on Stellar Mainnet
QuickActions
All major actions are just a tap away. Frictionless payments for the modern age.
Transfer
Send money instantly to anyone, anywhere in the world.
Request
Request payments with a simple shareable link.
Savings
Grow your wealth with high-yield DeFi savings.
Split
Split bills effortlessly with your group.
Agentic
AI Protocol
ZPAY exposes a standard Model Context Protocol (MCP) server. Connect it with any AI environment like Claude Desktop or Cursor to give your AI agents the capability to execute payments, query balances, and manage on-chain contracts autonomously.
Say byeto cards
No more juggling multiple cards. One universal ID replaces them all. Pay anywhere, anytime.
Bank grade security
256 bit encryption
Instant transfers
No waiting period
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Card Holder
ZPAY USER
Expires
12/28
•••• 8847
Card Holder
ZPAY USER
Expires
12/28
•••• 3782
Card Holder
ZPAY USER
Expires
12/28
•••• 6011
Card Holder
ZPAY USER
Expires
12/28
You're sending
$0
USD
LargePayments
Send payments over $1,000,000 USD with ease. Experience unmatched security for high-value transactions.
Max Transfer
Unlimited
Settlement
3 seconds
Fee
$0.01
Trusted by50+ BetaUsers
Join the growing community trusted for reliability and security.
Rahul Sharma
Indie Developer
Bangalore, India“Sent 45000 rupees to my contractor in 3 seconds flat. No bank transfer delays and no excessive processing fees. ZPAY on Stellar is genuinely what modern payments should feel like.”
Priya Krishnan
Startup Founder
Chennai, India“Used the escrow feature to pay a freelancer across three milestones. The smart contract released funds automatically on verified delivery. Zero disputes and total peace of mind.”
Vikram Patel
CFO
Mumbai, India“Our finance team settled vendor payments across multiple countries. ZPAY handled currency conversion and routing automatically, saving us substantial exchange fees.”
Sneha Reddy
Product Manager
Hyderabad, India“The autonomous agent paid our recurring cloud subscriptions right on schedule this month. I funded the balance once and it took care of everything seamlessly.”
Aryan Singh
Web3 Builder
Delhi, India“Integrated the x402 payment endpoint into my web application in under an hour. The first transaction confirmed in seconds with effortless developer tools.”
Integrate withany apps
Connect with your favorite payment platforms, banks, and crypto networks seamlessly.
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Fast, secure, and borderless payments powered by ZPAY on Stellar.
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