ZPAY Engineering Blog

Engineering & Insights

Deep dives into decentralization, agentic finance, and sub-cent payment routing. Click any article to read.

Protocol Architecture

How HTTP 402 Payment Required Unlocks Autonomous AI Micro-Transactions

The web has lacked a native payment code for decades. Here is how ZPAY leverages Stellar and HTTP 402 headers to let LLMs pay per API call without credit cards.

July 24, 20266 min read
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Engineering

Building Sub-Cent Cross-Border Remittance Routes on Stellar

A technical deep-dive into path payment algorithms, liquidity pool arbitration, and how we achieve under 3-second global finality.

June 19, 20268 min read
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Product & Scaling

Bridging Crypto Liquidity to Indian UPI Merchant Payments

How ZPAY maps 56-character Stellar addresses to UPI QR payloads in real-time, allowing users to spend crypto at millions of offline vendors.

May 30, 20265 min read
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